A company can pass a surface-level screen while carrying undisclosed tax liens, active Uniform Commercial Code (UCC) filings against its assets, or a recent bankruptcy that hasn’t reached public record databases yet. These financial signals often tell a different story than the one presented during negotiations.
By the time they surface, capital's already committed and terms are locked — and you're looking at a public record someone should have pulled at the source. A thorough financial risk assessment connects what a company or individual claims with what the financial record actually shows.
Many database screening tools serve a real purpose for fast financial checks at scale. But when timing, jurisdiction, and filing status all affect what shows up, database-level screening has real limitations worth understanding.
Rather than relying solely on third-party financial databases, our investigators pull records directly from federal courts, state tax authorities, county recorder’s offices, and Secretary of State filing offices. For a tax lien search, that means going to the jurisdiction where the lien was filed. For a UCC search, it means pulling from the state and county indexes where secured interests are recorded.
Each finding is verified against the correct subject, labeled by status (active, released, satisfied, or pending), and documented with supporting filings. What you get back is verified findings tied to the correct subject — lien certificates, UCC financing statements, and court documents included. Not a list of possible matches across multiple states that still needs someone to sort through them.
“The data that we were able to gather from the first screening report alone was all I needed to see to know that Business Screen was the right technology for us. The report produced data that made it abundantly clear which route we needed to go, and we were able to make a confident decision regarding a potential client as a result, avoiding a potentially disastrous deal.”
Our approach combines broad US database searches with investigator-sourced research across bankruptcy courts, county recorder’s offices, and state authorities. Each search below targets a different layer of the financial record.
Tailored solutions for customers, suppliers, partners, and deals, with the flexibility to add depth as needed.
Fast, affordable searches designed for high-volume needs and quick turnarounds.
A blend of automation and expert research for deeper insight and live updates.
Our most comprehensive investigation, covering multiple jurisdictions, names, and affiliations.
