Speed determines who wins the deal, and some borrowers take advantage of it. Clean applications can mask undisclosed tax liens, active litigation, or regulatory actions that haven’t reached aggregated databases. For underwriting teams relying on standard commercial due diligence services, the gap between what’s been filed and what’s searchable is where exposure builds.
When limited partners and investors require defensible business due diligence as part of their reporting, a database check alone is not a sufficient answer. The question is whether your screening catches what matters before capital is committed.
Many of the screening tools used in lending serve a real purpose for fast, first-pass checks on borrowers and entities. But when a deal’s risk profile demands more than a database snapshot, there are gaps worth understanding.
"With Business Screen, doing our due diligence has never been easier, and gives our leadership the information we need to make bold, assured decisions for our growing business."
Rather than relying solely on aggregated data, our licensed investigators go directly to courts, registries, and regulatory bodies to pull records at the source. For our Advanced and Deep Dive investigations, findings are reviewed by a licensed investigator, written in plain English, and supported by evidence pulled directly from the source.
Every deal carries a different risk profile, and the screening behind it should reflect that. These are some of the most common scenarios we see from lending teams, matched to the tier that fits the level of verification each one calls for.
Tailored solutions for customers, suppliers, partners, and deals, with the flexibility to add depth as needed.
Fast, affordable searches designed for high-volume needs and quick turnarounds.
A blend of automation and expert research for deeper insight and live updates.
Our most comprehensive investigation, covering multiple jurisdictions, names, and affiliations.
Whether you’re an underwriting manager screening a single borrower or a head of credit building a repeatable process across your portfolio, the question is the same: does your borrower’s record look the same when someone pulls it directly from the source? Find out in under 2 minutes for our Instant package or in 2 to 3 business days for investigator-sourced verification.
